"Financial Crisis Responsibility Fee?"

I'm just reading about the Obama administration's intention to charge banks that were allocated funds through the bailout bill $50 billion or so over the next ten years, if not more. This seems like a thinly-veiled politically-motivated mistake to me. Maybe I'm missing some big part of the logic, but as I understand it, the banks were forced to take the money in the first place, so not only did the government require that the chosen banks be a part of the bailout, but now they're charging fees based on the fact that the banks took the money! Another problem is that the banks have already paid back the money (with interest) that they were given in the bailout. According to a NY times article, "the administration is justifying the levy by arguing that banks were responsible for causing the financial crisis in the first place." This is also based on a misunderstanding of the causes of the crisis. Not only are the causes widespread and complicated, but the government itself is implicated in the building of the asset bubble. Examples include the Federal Reserve policies of easy money, regulatory failures related to complex financial derivatives, and their encouragement of Fanny and Freddie to make imprudent loans.
Finally, to have these narrow-minded and judgemental pronouncements come at a time when the news dominating the financial-political sphere is about high executive bonuses indicates that the move is pandering to a populist political fad rather than appealing to sound logial or moral principles. I'm fairly disappointed by Obama's push for this, though if understood in the light of some of the other battles that he's fighting, I can grant some leeway if it helps him get healthcare legislation pushed through.